Financial Planning Services
How We Work With You to Retire
Working With Us to Retire
Four Steps to Help Your
Retirement Success
We’ve developed a planning process that
puts you at the center of every decision.
The first meeting is for mutual discovery. Our team gets to know you, and you get to know us. We learn where you stand financially. You learn how we function.
We prepare an income analysis, a portfolio stress test and a Social Security optimization report from your provided information. We also consider strategic opportunities for tax efficiency and create a retirement strategy that generates the income required to maintain your lifestyle.
We work together to fine-tune your plan.
During regular reviews, we evaluate your progress and make necessary adjustments as your needs change. This helps keep you on course to the goal — retirement success!
*Once we implement your plan, we have an open-door policy and never charge for an appointment. We’re here to provide exceptional service and create a lasting relationship.
Our Services
We are an independent firm offering financial services for the key areas of your retirement.
Unlike the working years, where you’ve likely drawn a regular paycheck, it’s time to pay yourself at retirement. Are you ready to tap into your savings strategically so that you continue to create an income stream you won’t outlive? We can help.
We can help you design an investment strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens — so we plan for that, too.
We’ll design a strategy to help you minimize risk, including the risks of market loss, inflation and liquidity (not having cash accessible when you need it).
Taxes can take a bigger bite out of your retirement income or legacy than you may be expecting. We can help you develop tax-efficient strategies that fit your financial plan, so more of your hard-earned dollars go to you and your loved ones.
We offer wealth management to clients looking for a complete approach to their financial future, all in one place. We’ll help you with comprehensive guidance to help reach the goals and dreams you envision.
We can help you evaluate your current individual retirement accounts (IRAs) and 401(k)s to determine if a rollover suits your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, consolidate accounts or explore other savings avenues, we can help.
Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and, in some cases, to help preserve your assets for future generations.
How you approach your financial planning today defines your legacy to your loved ones after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed on to the people or causes you love.
This proactive strategy takes advantage of tax-free growth and tax-free withdrawals that Roth accounts can offer, enabling retirees to better manage their taxable income throughout retirement. Integrating Roth accounts or conversions can help allow for a more diversified tax strategy within a portfolio and create flexibility to help stay ahead of changing tax laws over time.
Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA.
Altmeyer Financial Investments, LLC is an independent financial services firm that utilizes a variety of investment and insurance products. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Altmeyer Financial Investments, LLC are not affiliated companies.
Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Altmeyer Financial Investments, LLC is not affiliated with or endorsed by the U.S. Government or any governmental agency.
